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long-term care insurance

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The private market has failed to deliver affordable long-term care insurance. Washington state has another plan.
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AIDS in Cuba, the costs and benefits of HSAs, long-term care insurance, and more from our Daily Briefing.

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A loophole in California law means that insurers could require you to take a genetic test to qualify for long-term care insurance – and potentially deny coverage based on the results.

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Bonnie Burns is a training and policy specialist consultant for California Health Advocates, a nonprofit organization working on education and advocacy efforts on behalf of Medicare beneficiaries and the pre-retirement population in California. Burns is a consumer advocate with more than two decades of experience working with county and state counseling programs. She assists seniors with Medicare, Medicare supplemental insurance and long-term care insurance.

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About 70 percent of the elderly will require some type of long-term care services during their lifetimes, and more than 40 percent will need nursing home care. At any given time, about 1.5 million people live in one of the nation's 15,000 nursing homes. Nursing homes are heavily regulated by the federal and state governments, which pay for about two-thirds of all residents through the Medicaid and, to a lesser extent, Medicare programs (pricetag: $75 billion a year.) Assisted living, however, is governed by different rules in each state and is generally paid for with private dollars.

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U.S. children and teens have struggled with increasing rates of depression, anxiety and suicidal behavior for much of the past decade. Join us as we explore the systemic causes and policy failures that have accelerated the crisis and its inequitable impact, as well as promising community-driven approaches and evidence-based practices. The webinar will provide fresh ideas for reporting on the mental health of youth and investigating the systems and services. Sign-up here!

The USC Center for Health Journalism at the Annenberg School for Communication and Journalism is seeking two Engagement Editors and a social media consultant to join its team. Learn more about the positions and apply.

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