Kellie Schmitt

Health insurance premium hikes have been modest in recent years, but out-of-pockets costs are another story. Our Thursday webinar on "Out of Pocket: Surprise Costs After Health Reform" offered a primer on the trends and a host of story ideas for reporting on these topics.

Across the country, patients who receive out-of-network care can face “exorbitant” charges for medical services compared to Medicare’s rates for the same procedures, and the prices can vary dramatically. But what explains these differences? It depends on who you ask.

Out-of-network "surprise bills" are a growing problem. Patients think they're staying in their coverage network only to receive a bill for thousands of dollars after a procedure from, say, an anesthesiologist who wasn't included in their plan. So far, proposed solutions have proven controversial.

People with insurance are significantly more likely to be diagnosed with a chronic condition than uninsured people. That means that as the number of insured grows, the health system will have to cope with an influx of patients newly diagnosed with conditions such as diabetes and high blood pressure.

There’s no question that prescription drug prices are skyrocketing in the United States, and consumers aren’t happy about it. What’s more complicated, though, is understanding the complexities of the issue and reporting on what those soaring prices mean for consumers.

Is health insurance ripe for disruption by newer, tech-savvy market players? Oscar, a newcomer to the California health insurance exchange, certainly hopes so, and has the market valuation to back it up. But will the company's growth and innovation largely be limited to tech-savvy millennials?

The headlines have recently been dominated by talk of health insurers merging, but it's really part of a broader consolidation trend taking place in health care. Health policy expert Paul Ginsburg explains what's at stake when hospitals and physician groups combine, and how California is different.

From hospital systems to pharmacies, this summer’s health headlines have been filled with tales of consolidation. And no where has the “merger mania” been more evident than the insurance sector. Health policy expert Paul Ginsburg helps us break down the trend in this Q&A.

Tradeoffs are a recurring theme when it comes to Obamacare plans — lower premiums often come with a smaller range of doctors to choose from, as a new database bears out. But as earlier research has shown, the relation between the size of physician networks and quality of care is, well, complicated.

The U.S. Supreme Court voted to uphold the Affordable Care Act’s premium subsidies in a 6-3 ruling that prompted President Barack Obama to say the health law “is here to stay.” Here's what some leading experts and voices in the media had to say about the critical decision.